August 2007
How to Get a Free Copy of Your Credit Report
Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position.
If you’re going to apply for a credit card, a mortgage, a loan or any other source of fin...
Tips and Techniques for Improving Your Credit Score
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
It is impossible to overestimate the importance of a good credit score in today’s world. If y...
Check Your Credit Report - 3 Reasons To Pull Your Own Credit Report
Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position.
Lenders and creditors use your credit report to determine whether or not you are eligible for l...
July 2007
Get a Student Credit Card to Make College Life Easier
Tip! An interesting new twist on reward credit cards are those that allow you to redeem your accrued reward points for gift cards that can be spent at any merchant that accepts their credit card. It’s another step away from the limitations impose...
How To Obtain a Free Credit Report
Tip! If the information provider finds that their was an error they will provide written proof of the change and send a copy of the report to you, the credit reporting agency and anyone who has requested a copy of your credit report in the last six mon...
Is Credit Card APR All That Counts?
Tip! Your credit rating affects the APR that you are offered. The ‘typical APR’ that’s listed by most credit card UK companies is the rate that they must offer to at least 2 of every three customers that they approve for that credit ...
Balance Transfer Credit Card - Benefits of Competition
Tip! Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.
T...
Student Credit Card - Help with Managing Finances
Tip! Build credit rating Credit cards are a good way to establish your credit worthiness in the market. Based on whether you make timely payments or default on them, the credit card companies maintain your history and build your credit rating over a pe...
June 2007
Details of the Continental Airlines Credit Card Application
Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees.
If you are a frequent traveler with Continental Airlines and have a great credit history behind you than this is the credit card that will be su...
Understanding Your Credit Score
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
In almost all advice articles you’ve read about car lo...
Diminish The Fear Of Credit Card Fraud
Tip! Pay your credit card bills on time. I know that may seem like an obvious one, but you may be surprised how many people do not do this simple task.
There is so much credit flying about these days, that keeping tabs on the credit you have and the...
Credit Card Rebates & Rewards
Tip! Your credit rating affects the APR that you are offered. The ‘typical APR’ that’s listed by most credit card UK companies is the rate that they must offer to at least 2 of every three customers that they approve for that credit ...
Credit Repair Tips
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
A list of ten credit repair tips follows. This is by no means a complete list, maybe just enough to get you started.
Credit Repair Tip #1
Look for free information b...
How to Repair Credit Scores
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
The Best Credit Card Reward: For Those Who Had Been Naughty And Nice
Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees.
Think about it. If people would normally pay all their credit card balances in time, then what is the purpose of interest rates?
None.
And how w...
May 2007
Credit Repair Forums
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
There are several credit repair forums on the internet. Information posted at credit repair forums can be interesting, helpful and sometimes humorous. I...
Steps for Credit Repair
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Establishing your own credibility is the most important thing that you should learn not only as a business person but a simple individual. This is one w...
Using The Credit Card Balance Transfer Feature
Tip! Rebuilding your credit is the one thing that this ‘credit card’ will do - but nowhere near as much as if you’d taken that $449 total and invested it in a secured credit card.
Credit card balance transfer is an important feature f...
Why You Should Buy (Nearly) Everything On Your Credit Card
Tip! Secured card — A credit card that a cardholder secures with a savings deposit to ensure payment of the outstanding balance if the cardholder defaults on payments. It is used by people new to credit, or people trying to rebuild their poor cre...
April 2007
Obtaining a Free Credit Report Two Times A Year Is Easier Then You Think
Tip! If the information provider finds that their was an error they will provide written proof of the change and send a copy of the report to you, the credit reporting agency and anyone who has requested a copy of your credit report in the last six mon...
Start Improving Your Credit Score Today
Tip! Paying off a collection account will not remove it from you credit score.
If you want to borrow money from a lender, you’ll quickly learn how important your credit score is. Lending institutions will almost certainly take a look at it, and ...
Top 7 Questions About Your Credit Score
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
Avail Secured Loans To Forget The Trauma Of Bad Credit Score
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Bad credit score - an impaired phase in loan market that hinders the borrowers to avail loans. Lenders generally hesitate...
Are You A Credit Card Tart?
Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced.
Some people use the ...
What are the Best Credit Card Reward Schemes?
Tip! An interesting new twist on reward credit cards are those that allow you to redeem your accrued reward points for gift cards that can be spent at any merchant that accepts their credit card. It’s another step away from the limitations impose...
